Last Revised: March 19th, 2024

Thank you for visiting My Savy Savings website, including;

https://mysavysavings.com/ 

You arrived at this Privacy Policy page from one of the above sites, referred to herein as https://mysavysavings.com/  or your replicated domain called MySvSv.com/(your user name).

This Privacy Policy is subject to change by My Savy Savings at any time and at our discretion without notice by updating this posting.

We understand the importance that Internet users place on privacy, and this Privacy Policy describes how we use personal information that is collected at our web sites.

Please read this Privacy Policy before using this web site or submitting any personal information.

By using this web site, you accept the privacy practices contained in this Privacy Policy. You are encouraged to review the Privacy Policy whenever you visit the web site to make sure you understand how any personal information you provide will be used.

We take Children’s Privacy very seriously. Our Terms & Conditions only allow this web site to be accessed by persons eighteen (18) years or older. Due to the age restrictions of this web site, none of the information obtained by this web site falls within the Child Online Privacy Act (COPA).

Information We Collect

In order to serve our customers, we collect personally identifiable information, like names, addresses, phone numbers, email addresses, and sometimes credit card information when such information is voluntarily submitted by our visitors. 

We will only use your personal information for the following purposes: (1) to deliver the products and/or services to you that you have requested; (2) to validate your compliance with the terms and conditions; (3) for content improvement and feedback purposes; and (4) to reach you, when necessary, regarding your use of the web site or product(s).

We may disclose personally identifiable information collected if we have received your permission beforehand (such as to fulfill a third party order) or in very special circumstances, such as when we believe that such disclosure is required by law or for other special cases described below.

We may also periodically conduct surveys of our subscribers and customers from time to time so we can improve on the products and services that we provide.

We may use aggregated and non-identifying information from our subscribers and customers for various purposes, such as to tailor our advertisements, find the most suitable joint venture partners, develop proper survey questions, improve our business, etc.

By permitting us to collect this information, you will be able to receive information on products and services that may be of interest to you, including related third party offers that we may send to you. You also enable us to personalize your experience with us so that we can provide you with the highest quality of service.

By submitting your email address on this web site, you agree to receive email from us.

You can cancel your participation in any of these email lists at any time by clicking the opt-out link or other unsubscribe option that is included in the respective email. We only send emails to people who have authorized us to contact them, either directly, or through a third party. We do not send unsolicited commercial emails, because we hate spam as much as you do.

In addition, you agree that by submitting your telephone contact information on this web site and/or registering to receive the product and/or service offered herein, such act constitutes a purchase, an inquiry, and/or an application for the purposes of the Amended Telemarketing Sales Rule (ATSR), 16 CFR ‘310 et seq. and any applicable state and local “do not call” regulations. We retain the right to contact you via telemarketing in accordance with the ATSR and the applicable state regulations.

A2P 10DLC Compliance

Commitment to Transparency and Compliance: At My Savy Savings, we are dedicated to maintaining the highest standards of communication and data privacy. In compliance with A2P 10DLC regulations, we ensure responsible and transparent use of 10-digit long codes for application-to-person messaging.

Purpose of A2P 10DLC: A2P 10DLC is designed to improve the security and deliverability of text messages sent from businesses to consumers. This protocol helps in mitigating spam and ensuring that messages you receive from us are safe and relevant.

Data Collection and Use: We collect phone numbers and consent for messaging in a manner fully compliant with A2P 10DLC requirements. The information collected is used solely for the purpose of sending authorized communication. We respect your preferences and provide easy options for opting out of messaging.

Carrier Compliance and Message Delivery: We work closely with mobile carriers to adhere to their guidelines for A2P messaging. Our commitment to these standards ensures that our messages are delivered reliably and in accordance with all applicable regulations.

Updates and Changes: As A2P 10DLC regulations evolve, we will continually update our practices and this policy to reflect the latest standards. We encourage you to review this section periodically for the most current information on our messaging practices.

Your Rights and Choices: You have control over your messaging preferences. Should you choose to opt out of our messaging service, we provide straightforward methods to do so. Your privacy and your right to make informed choices about your data are paramount to us.

Third-Party Actions

We do not control and are not liable for the actions of any third parties whom we may promote. We pride ourselves in working with quality companies but have no control over the actions of those third parties. While we are not liable for any of the actions of those third parties, you should feel free to give us feedback from time to time on your experiences with any third parties to whom we work with so that we may enhance our future service to all customers.

Cookies

We may use cookies to deliver content that is specific to your interests. Cookies are text files that are used by your computer’s web browser to store your preferences and enable us to enhance your user experience with our web site.

IP Addresses

We may use your IP address to help prevent fraud, to help diagnose problems with our server, to gather broad demographic information, and to offer you products and services.

Third-Party Web Sites

This web site and/or the products and/or services offered herein may direct you to web sites that are owned and/or controlled by third parties. We have no control over those third parties and are not responsible for the content or the privacy practices of those sites or companies.

Commitment to Data Security

All information collected from you is stored in a technically and physically secure environment. We use SSL encryption to protect sensitive information online, and we do everything we can to protect user-information offline. Unfortunately, no transmission over the Internet can be guaranteed to be 100% secure. As a result, while we take reasonable measures to protect your information, we cannot ensure or warrant the security of the information that you transmit to us, and you do so at your own risk.

Contacting Us

If you need to contact us, you can email us at info.mysavysavings@gmail.com  or by mail at 2829 E Ryan Lane, Fresno, CA 93720.

We strive to provide excellent products, along with equally excellent customer service. If you have any questions about this Privacy Policy or our practices, please feel free to contact us using one of the methods listed above.

Welcome to My Savy Savings!

These terms and conditions outline the rules and regulations for the use of My Savy Savings, located at

https://mysavysavings.com/ or your own affiliate domain for My Savy Savings, www.MySvSv.com/(yourusername)

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By accessing this website we assume you accept these terms and conditions. Do not continue to use My Savy Savings if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves.

All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services, in accordance with and subject to, prevailing law of us.

Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

ChatGPT Sales Companion Program Communication

Once you opt in to receive more information about our AI Sales Companion, you will receive SMS message such as the following:

Sample Message #1:

Hi John! This is Jane from My Savy Savings. Our appointment for July 20 11:00 AM is confirmed. Please reach out in case you need to reschedule.

Reply STOP to unsubscribe

Sample Message #2

Hi Susan, your My Savvy Savings consultation is coming up on September 1 at 9:00AM. Looking forward to meeting with you soon. Reply STOP to unsubscribe.

Cancelling SMS Service

You can cancel the SMS service at any time. Simply text "STOP". Upon sending "STOP," we will confirm your unsubscribe status via SMS.

Following this confirmation, you will no longer receive SMS messages from us.

To Rejoin our SMS service

To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to info.mysavvysavings@gmail.com 

Carriers are not liable for delayed or undelivered messages.

As always, message and data rates may apply for messages sent to you from us and to us from you.

You will receive not more than 1 new message string per day as long as you continue to interact with our AI Sales Companion, unless you choose to connect and engage more regularly with our sms system yourself.

For questions about your text plan or data plan, contact your wireless provider. For privacy-related inquiries, please refer to our privacy policy: https://mysavysavings.com/privacy%2Fterms-conditions

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We employ the use of cookies. By accessing My Savy Savings, you agreed to use cookies in agreement with the My Savy Savings Privacy Policy.

Most interactive websites use cookies to let us retrieve the user's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

Consent To Receiving Information

We use SMS messaging and emails to communicate with visitors. Our consent reads:

I consent to be contacted by My Savy Savings regarding their Sales Android and other services that may be applicable via SMS & Email. I also consent to their privacy policy that can be found at; https://mysavysavings.com/privacy%2Fterms-conditions

Unless otherwise stated, My Savy Savings and/or its licensors own the intellectual property rights for all material on My Savy Savings. All intellectual property rights are reserved. You may access this from My Savy Savings for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Republish material from My Savy Savings. Sell, rent or sub-license material from My Savy Savings. Reproduce, duplicate or copy material from My Savy Savings. Redistribute content fromMy Savy Savings.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. My Savy Savings does not filter, edit, publish or review comments prior to their presence on the website.

Comments do not reflect the views and opinions of My Savy Savings, its agents and/or affiliates.

Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, My Savy Savings shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

My Savy Savings reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

You are entitled to post the Comments on our website and have all necessary licenses and consents to do so; The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party; The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy. The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant My Savy Savings a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

The following organizations may link to our Website without prior written approval:

Government agencies; Search engines; News organizations; Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

commonly-known consumer and/or business information sources; dot com community sites ;associations or other groups representing charities; online directory distributors; internet portals; accounting, law and consulting firms; and educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of My Savvy Savings; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to My Savy Savings. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

By use of our corporate name; or By use of the uniform resource locator being linked to; or By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.

No use of My Savy Savings logo or other artwork will be allowed for linking absent a trademark license agreement.

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and its linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us at any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. 

Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury; limit or exclude our or your liability for fraud or fraudulent misrepresentation; limit any of our or your liabilities in any way that is not permitted under applicable law; or exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.